Avoid Being Overcharged on Auto Insurance – Drive Less and Pay Less For Your Insurance

If your friends are paying a high amount on their insurance premiums, you should avoid making a similar mistake as them and being overcharged on auto insurance. This can easily be done by using some information in order to get a competitive package for your car.

Unless you have not heard of the idea drive less, pay less for your insurance, this will show you how you can save money on future premiums.

This concept fits people who do not drive a lot or usually park their car in a garage for long periods of time. There are available rate plans which have been devised by car insurance companies which are based on how often you drive and the distance. These are only a few factors which prove to them that you have a risk which is lower than average. In addition, these rates can also depend on your current driving record.

Once you do not drive that much, you have a lesser risk of being involved in a car accident. Because of this, you will be considered as a profitable customer and you will get a big discount. Through the use of on board devices which will measure your miles, mileage discounts can be offered to you. The reason why such devices are installed is so that they can eliminate fraud customers who present unreliable mileage information.

When the miles you have driven is less than the average, you are entitled to obtain the mileage discount so that you can save lots of money. Since you do not drive often, why should you pay more? Try out this option so that you can see how much of an advantage you will get. You can even apply for this policy with the dealer whom you purchased your car from in some cases.

Another available option you can use is the short term or temporary car insurance. This means that you only use the policy when you drive. Several insurance companies offer one day policies as well.

In getting a car insurance policy, always keep in mind that if you have a good driving record, you will also have a good policy rate. If you have a profile for lower risk, you will also get a discount and avoid being overcharged on auto insurance.

What to Expect on the Jeep Trailhawk Production Model

Car fans across the world, especially those who are interested and starving for a new off-road vehicle are waiting for the production model of Chrysler Group’s latest on- and off-road concept, the Jeep Trailhawk.

Unveiled at the 2007 North American International Auto Show (NAIAS) early in January, the Jeep Trailhawk concept “merges the spectrum of the Jeep brand by combining the core off-road features of the new body-on-frame four-door Jeep Wrangler Unlimited with the refined sophistication of an all-new on-road open-air concept vehicle, providing a unique and fresh expression for Jeep”, according to the Auburn Hills-based automaker.

Chrysler Group released the full details of the Jeep Trailhawk concept at NAIAS. Customers should expect the technical specs and features describe at the show to be installed on the production model of the vehicle. Chrysler Group did not release the exact time frame for the production version though.

The overall appearance of the Jeep Trailhawk concept embodies the traditional Jeep classic style along with new design cues like the open top roof resembling roof styling found on convertible coupe models. The Trailhawk concept features a bold and aggressive exterior body and has a long 116-inch wheelbase. Other exterior features include, stretched fender flares, tall trapezoidal vent, HID projector beam quad lamps, cross-car instrument panel, signature seven-slot Jeep grille, LED park and turn signals, four cup holders, sliding Jeep Load ‘N Go cargo tray drop-down tailgate, and large 22-inch five-spoke wheels. The left and right lamps show the eyes of a bird of prey, that is why the designers called the vehicle Trailhawk.

The Jeep Trailhawk comes with interior space for four passengers with premium leather seats. The two-tone leather-wrapped aluminum steering wheel offers an exciting driving feel wheter it is on- or off-road. Other interior features of the Jeep Trailhawk concept include steering wheel mounted switches and controls, remote control fold-away flat screen navigation unit, two front and rear armrest, storage bin modules, and a premium audio system with MP3 capability.

On the technical side, customers should expect a 3.0-liter BLUETEC CRD engine under the hood of the Jeep Trailhawk. The engine pumps out 215 hp at 4,000 rpm produces 376 lb.-ft. amount of peak torque at 1,600-2,800 rpm. To cool off the engine, a radiator with Jeep fan shroud will be included. The engine is coupled with a 5-speed automatic gearbox to power the four-wheel-drive (4WD) drivetrain configuration of the Trailhawk concept. Suspension parts come with a front axle with 4 bar links, and rear axle with 5-bar links.

You should expect these specs and features on the production model of Jeep Trailhawk when it rolls out anytime soon.

3 Common Mistakes People Make When Buying Used Cars in Texas

Due to the state being a busy industrial center, many people rely on their own transport here. Although the state is served by some of the largest and most efficient railway systems in the country, highways have also long been a common choice for those travelling in the area as they have been necessary to overcome the challenges of the native terrain.

With the latest statistics showing that there are around 9 million cars registered in the state – with one car per three residents – investing in buying your own vehicle is a common choice for many Texans today. To economise, many decide to invest in used cars, which has led to a thriving second hand car market in the state.

With that said, there are many common mistakes that Texans make when investing in used vehicles. Here are some of the most significant ones, which can end up costing buyers a great deal of money and result in a lot of disappointment.

Firstly, those looking for used cars for sale in Texas need to be aware of the mileage of the vehicle that they are buying. As mentioned above, the state is served by a great deal of highways, which can mean a lot of long journeys across the state which will naturally wear down a vehicle. You should therefore always look into the service history of the car before you buy.

Although many people in Texas decide to buy more robust vehicles to prepare them for this cross-state driving, it is always wise to consider that the greater the number of miles on the clock, the more that car has been worked hard and therefore the more worn it is likely to be.

Checking the service history for frequent services and repairs can help show that, despite heavy use, the car has been carefully looked after. It is also worth asking the individual how they used their vehicle. Did they just drive to work and back in Houston every day? Or did they frequently undertake return trips between Dallas and Fort Worth for business?

The next common error that people make when looking for used cars for sale in Texas is looking state-wide for their vehicle, rather than sticking within a reasonable boundary for their search. It can be tempting to spread one’s net a little wider, but this can also be a misleading concept to follow.

People generally search in other state cities as they think their ‘ideal’ car might be waiting for them there for a cheaper price. However, most cities in Texas are huge with an already vast selection of used vehicles on the market – the only guaranteed result of searching state-wide is that you will spend far more time and money trying to hone in on the ‘right’ vehicle.

The third common mistake that many people make when looking to buy used cars for sale in Texas is not speaking to the owner or dealer if there is not sufficient information in the listing they have seen. This is a problem that can be seen in the classifieds on the likes of Texas Auto Classifieds and Dallas News, as well as virtually every other auto classifieds site around the country and even the world.

People tend to exaggerate or hide details about the vehicle when they are listing a car, which can mean that you could end up seeing a car in Houston that does not fit your criteria at all, simply because information was hidden or omitted. Instead, take the time to chat to the owner before arranging to see the vehicle to avoid wasting your time.